A Bank Accidentally Gave Her A Million Bucks, What Happened When She Refused To Give It Back Was…


If someone accidentally deposited 1 million dollars in your account, what would you do? Would you return it or take it as a blessing in disguise?

Well, this is the case of a Louisiana woman who is now facing multiple charges after she refused to return more than $1.2 million accidentally deposited into her brokerage account by Charles Schwab & Co.

Kelyn Spadoni, 33, was taken into custody on charges of theft, bank fraud, and illegal transmission of monetary funds, according to local media.

About a month after Kelyn Spadoni opened an account with Schwab in January, the company installed “enhancements” to the software used to transfer assets. Schwab intended on transferring $82.56 into her Fidelity Brokerage Services account, but Spadoni received $1,205,619 instead.

The error was immediately noticed, and a reclaim request was submitted by Schwab the next day to the institution that handles the money mistakenly sent to her account. The company received a “CASH NOT AVAILABLE” notification, which meant that Spadoni had already taken the money out of her account.

Schwab contacted the Jefferson Parish Sheriff’s Office, which opened a criminal investigation, and discovered that at least $48,000 was used to buy a 2021 Hyundai Genesis sport utility vehicle. Detectives were ultimately able to retrieve about 75 percent of what was accidentally given to Spadoni.

Capt. Jason Rivarde, a sheriff’s spokesman, made it clear that “it’s not her money,” even though the bank accidentally put it into her account. The sheriff’s office claims that Spadoni moved the unexpected money into another account.

“She has no legal claim to that money,” Rivarde added. “Even if it was put in there by mistake. It was an accounting error.”

More details from AWM:

On Tuesday, Charles Schwab & Co. filed a lawsuit against Spadoni in federal court. An attorney for the firm tried to contact the 911 dispatcher several times but was not able to get her to cooperate with the action. Fortunately, the brokerage firm has been able to recover about seventy-five percent of the money that was put into Spadoni’s account.

In the lawsuit, Charles Schwab pointed to their customer contract, which states that if the customer receives an overpayment, they are required to return the money to the brokerage firm.

“If someone accidentally puts an extra zero on a utility payment, they would want that money returned or credited to them. This is no different,”Rivarde said.

Prior to her termination from the sheriff’s office, Spadoni had been a hard-working and dedicated employee for the last four years. However, she lost her job after the charges came out against her because the sheriff’s office is siding with Charles Schwab on the issue.

Watch the video report below:

Source: AWM

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